Category: (2)

We’re hiring!

Due to continued success, Mount & Minster are now looking to recruit a Junior Surveyor to work as part of an established team in the busy Grantham branch.

This fast paced, exciting and ever evolving role involves:

  • Working in Residential Sales and Lettings in this busy Agency
  • Contributing towards Rural Estate Management
  • Registering applicants details and matching them to available properties
  • Booking property and attending valuations
  • Attending property inspections
  • Carrying out accompanied viewings with applicants
  • Negotiating offers and liaising between applicants and clients
  • Working closely with the team, sharing information to secure additional business
  • Keeping a close eye on the local market, noticing any changes and identifying opportunities
  • Being part of an enthusiastic and driven team, working towards common goals

The Person

Ideally you will already have some experience of working in property, however this is not essential and we are keen to hear from applicants with a strong customer service or sales background who are motivated to develop a long-term career as an Estate Agent.

Possessing a clear passion for property and a good knowledge of the local area, you must have:

  • Strong negotiation skills
  • A high level of commercial awareness
  • Excellent communication skills, both written and verbal
  • Good IT skills, including knowledge of Microsoft Word and Excel
  • A keen eye for detail
  • Confident and able to work alone, as well as be part of a team
  • Able to work to targets
  • A willingness to go the extra mile
  • A full UK driving license

The Reward

Salary dependent on experience + discretionary bonus
Training and support towards becoming a Chartered professional
Excellent long-term career prospects

This is a fantastic opportunity for the right individual to join an established Estate Agency with an enviable reputation. Call 01476 515329 or email your CV to

Mount & Minster’s recent research has revealed average deposits for a home in the East Midlands currently equates to around £35k. Now, it is more important than ever to plan ahead to help your children get their foot on the first rung of the property ladder.

The research carried out over a 6 month period by the award-winning estate agents also revealed that a third of first-time buyers now rely on the bank of mum and dad to help them with their deposit and buy their own home. Now, off the back of the research, those working in the residential department for Mount & Minster have compiled their top tips as to how parents can prepare:

1. Invest in an ISA

The first thing you can do is invest in a cash ISA and start as early as possible. If you’re able to budget and allow for a small percentage of your monthly income to go into a cash ISA, this will make a huge difference as to whether your children can afford that all important deposit, and not. Fortunately for parents, there are hundreds of ISAs available, making it easy to opt for one with the greatest return.

For example, Mount & Minster found a competitive fixed annual interest rate of up to 7.5% with tax-free payments. Investing one’s annual allowance of £20,000 in a five year bond can accumulate a total of £8,712 in interest alone, bringing your total investment of £20,000 up to an impressive £28,712.

There are also ISA products out there are specifically designed and structured to accommodate first time buyers.

2. Choose the first property wisely

As a leading firm of property consultants, we often advise first time buyers not to get excited about the first property they see but to spend some time shopping around for the best property and value. Mount & Minster have a list of both FTB’s (first time buyers) and properties suitable for such a niche buyer. A lot of these properties never make it onto the open-market and are instead simply sold privately. We would encourage any such buyer to register their interest with us so that we can notify you when a new property which meets your specifications becomes available. It’s a seller’s market and properties are being snapped up faster than ever.

Similarly, it’s also important to make sure you’re getting the best mortgage possible. Mount & Minster know some of the best brokers in the business and a brief consultation is free!

3. Opt for a guarantor mortgage

All Mount & Minster’s clients and customers are different, however if you’re fortunate enough to be in a position of financial security, a guarantor mortgage is an excellent way of helping your children. Very simply, if your child begins to fall behind on their mortgage repayments you, the guarantor, will be liable to pick up the slack until they are able to resume payments. Easy!

The main incentive and benefit of such a scheme is that the first-time buyer is able to borrow more or put down a smaller deposit. You, the parent, will not have any stake or equity in the property, nor will your name appear on any of the title deeds.

4. Remortgage your home

A further option worth considering is to remortgage your own home to release a lump sum in cash that can be put towards a deposit on your child’s first home.

Remember that should you choose to remortgage your home, you will have more of your own payments to cover, you will incur arrangement fees and you will be then be paying interest on a higher mortgage rate. This could affect your retirement plans and the amount of cash freed up in the move.

5. Bring them home

Bare with us! Simply put, you could help your children hold onto their hard-earned cash by having them home for a little while. Inviting your children back into your home will help cut down on their outgoings including rent, council tax and energy bills.

The research carried out by Mount & Minster suggests the average millennial spends £750 per month on living expenses in the East Midlands, so living with parents and putting this money away will really help them get that little bit further to owning their very own home.

Mount & Minster are a firm of multi-disciplined property professionals with a connected network of over 200 offices throughout the UK, including offices in Lincoln, Grantham and London. Should you require any advice, please feel free to contact us.